What is...

Dynamic Delinquency

Dynamic Delinquency is a method used by scorecard statisticians to chart the expected level of arrears on new customers against actual delinquency, to check that the scorecard is still working properly and that new customers taken on are in-line with the target market of customers.

Will I see a Dynamic Delinquency score?

No, they are for internal use only and are different to the Credit Scores shown to consumers.

To see your Credit Score, alongside all the data being reported by Equifax, Experian, TransUnion and Crediva together, you can try checkmyfile free for 30 days, then for just £14.99 a month afterwards, which you can cancel online at any time.

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