Annual Canvass

What is the annual canvass?

The Annual Canvass is a yearly process undertaken to update the Electoral Register held by each local authority. The new Register of Electors (those registered to vote) is typically published on the 1st of December each year.

Most local authorities will send a Household Enquiry Form between July and December to update these details if required. It is your legal duty to ensure that all the information on this form is correct, or risk a £1,000 fine. Even if there are no changes to be made, you are obliged to confirm this online, by phone or by post.

This process can sometimes delay your Electoral Roll listing being reflected on your Credit Report, so some lenders may look for other methods to verify your address during this period when you make an application.

Electoral Roll listings published after the 1st of September will often be included in the Annual Canvass meaning these will not be published until December 1st. It can take up to 3 months from the date of publish for an Electoral Roll listing to be reflected on your credit report. Typically when the Credit Reference Agencies get this information from each local authority, it can take a month for them to publish the change, meaning that it can take an additional month before you can see it appearing on your Credit Report.


Q: I updated my details on the Household Enquiry Report, but the changes haven’t appeared on my Credit Report

A: Any changes to your Electoral Roll listing may not appear on your Credit Report until the end of the Annual Canvass period.

Q: When is the Annual Canvass?

A: The annual canvass takes place between July and December of each year.

Q: How can I check to see my current status?

A: You can check your current electoral roll status whenever you like by checking your Credit Report. Your checkmyfile Credit Report takes data from 4 Credit Reference Agencies, not just 1, so you can see what lenders see whichever Agency they use.

If you haven’t already, you can try checkmyfile FREE for 30 days, then for just £14.99 a month afterwards, which you can cancel online at any time.

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