Electoral Roll

The record held by your local authority which records whether you are eligible to vote in various types of election. Important in credit as the electoral roll (sometimes known as the voters’ roll, or the electoral register), is used as an index for credit reports, in the absence of any other national database of UK residents.

There is more than one version of the Electoral Roll. The source is compiled by the Electoral Registration Officer at your local council. Every October, the Electoral Registration Officer writes to every household in his area and asks for the list of occupants to be updated. Most people are best advised simply to wait for the annual cycle, which will update your Electoral Roll status on your credit report automatically.

There are two versions of the registers held by your Electoral Registration Officer, the Electoral Register and the Open Register (sometimes called the Edited Register). The Electoral Register is, as mentioned, used for electoral purposes to make sure only eligible people can vote at elections. it is also used for limited purposes specified by law, such as the prevention of crime, calling people for jury service, and as mentioned, for checking credit applications.

The Open Register is an extract of the Electoral Register but this is not used for elections. It can be bought by any person, company or organisation. For example, it can be used by businesses and charities to confirm name and address details. Your name and address will be included in the Open Register unless you ask the Electoral Registration Officer to opt you out of the Open Register. This does not affect your right to vote, but it does help preserve the confidentiality of your basic identification details, so opting out of the Open Register can help reduce the (remote) possibility of falling victim to identity fraud.

Jargon Buster

Use the links below and the resulting list of terms on the right to locate the term you are looking for. If you can't locate it, please get in touch.

A
B
C
D
E
F
G
H
I
J
K
L
M
N
O
P
Q
R
S
T
U
V
W
X
Y
Z
keyboard_arrow_left

keyboard_arrow_right

We have loads of great customer reviews