Court Information

In a credit context, court information held about you or people who may be assumed to be you is given on public credit reports and on private credit reports.

The most common form of Court Information are County Court Judgments or CCJs, High Court Judgments (HCJs) for larger debts, and in Scotland, Decrees.

Where present, court information remain on your credit report for six years from the date of the judgment, whether satisfied or not. It is one of the several types of adverse credit information which will severely affect the ability to get credit, reducing credit scores and ratings significantly.

A generic term, court information relates to all types of money judgments and sometimes also insolvencies which appear on your credit report.

Where present, court information remains on your credit report for 6 years from the date of the judgment, whether satisfied or not.

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