Scottish Decree

What is a Scottish Decree?

A Scottish Decree is money judgment issued in Scotland issued through the Sheriff`s Courts. They are the Scottish equivalent to County Court Judgments (CCJs) in England and Wales.

Details of Scottish Decrees are supplied by the Sheriff’s Courts to The Registry Trust. The Registry Trust maintains a public register (by agreement with the Scottish Courts Service) containing all Small Claims and Summary Cause decrees entered in the Sheriff’s Courts during the preceding six years. They then notify the Credit Reference Agencies of all decrees, recalls and dismissals on a regular basis who then update your file accordingly.

A Scottish decree, like a CCJ, will remain on your credit file for 6 years from the original judgment date, whether the balance has been paid or not, and are very damaging to your Creditworthiness in the eyes of a lender. Once a decree has been paid it should appear as "Satisfied" (or an S) on your Credit Report. If a decree has been issued in error it can be ‘set aside’ and evidence of it completely removed from your File. If you have a query about your Scottish decree you should contact the issuing Sheriff`s Court as only they can advise on court matters.

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