Helping consumers for over 20 years

We've been helping consumers access their Credit Reports online longer than anyone, so it's fair to say we know a bit about what we do. Here you'll find handy articles covering a range of topics, plus all the latest news on product improvements and features.

The UK's First Provider Of Online Credit Reports

Launched 23 Years, 35 Million Credit Scores & 8 Million Credit Reports Ago

The UK's First Provider Of Online Credit Reports

Article by George Coburn

27th August 2021

How My Address Can Influence A Credit Check

Many people incorrectly assume that their Credit Score can be plagued by the previous occupants of your address. This, to quote Douglas Adams, is “a load of dingos’ kidneys” and your Credit Report should entirely reflect your credit history and public information, with no bearing whatsoever on your address or the home’s former tenants.

Article by Tom Magor

27th August 2021

Is My Address On A Credit Blacklist?

If you’re suddenly declined credit there could be any number of reasons behind the lender’s decision, including a lack of credit history, adverse information on your Credit Report or simply an issue with the affordability of what you want to borrow. If there’s one thing that you can be confident of, it’s that your address isn't on a Credit Blacklist.

finding your information moving house renting

Article by Jamie Mackenzie Smith

25th August 2021

Northampton Court CCJ - Why Is It On My Credit Report?

If you’ve been issued with a CCJ, chances are that it could appear on your Credit Report as having come from Northampton County Court Business Centre (CCBC), even if you or the claimant have no ties with Northampton whatsoever.

finding your information

Article by Andrew Brown

25th August 2021

Does Being A Guarantor Affect My Credit Rating?

The term guarantor isn’t usually something that comes up in everyday conversation, until you’re suddenly faced with a pressing need for one, or are asked out of the blue to become one. It’s unlikely you’re reading this without some idea of what a guarantor is, so let’s get straight to the detail of what being a guarantor means.

things that affect your credit rating

Article by Ben Ryland

24th August 2021

Understanding A Default Notice And What To Do When One Arrives

No one wants a default on their Credit Report, but sometimes there’s little you can do to prevent it. Perhaps your household income dropped due to redundancy, you’ve suffered an illness, or an unexpected large expenditure has cropped up. Whatever the reason, in times of hardship financial commitments are often among the first things to be affected.

No Related Topics

Article by Tom Magor

24th August 2021

How Your Phone Contract Affects Your Credit Report

Some people only really consider their Credit Report and the information it contains when they’re about to apply for a traditional form of borrowing, such as a credit card, loan or mortgage. That's why for some it can come as a bit of a surprise to learn that many of the same checks are involved when attempting to take out a mobile phone contract.

finding your information improving your credit score

...

4 5 6 7 8

...

We use cookies to optimise your online browsing experience, improve our services and remember your preferences. Cookies are also used for ads personalisation. To consent to our use of cookies, please click 'Accept'.

Alternatively, you can manage cookie settings and find out more by visiting our Privacy Policy.

Menu

0800 011 9894

Helping consumers for over 20 years

The UK's First Provider Of Online Credit Reports

Launched 23 Years, 35 Million Credit Scores & 8 Million Credit Reports Ago

The UK's First Provider Of Online Credit Reports

How My Address Can Influence A Credit Check

Is My Address On A Credit Blacklist?

Northampton Court CCJ - Why Is It On My Credit Report?

Does Being A Guarantor Affect My Credit Rating?

Understanding A Default Notice And What To Do When One Arrives

How Your Phone Contract Affects Your Credit Report

Freephone on 0800 011 9894