Credit Score & Credit Report Articles

We've been helping consumers access their Credit Reports online longer than anyone, so it's fair to say we know a bit about what we do. Here you'll find handy articles covering a range of topics, plus all the latest news on product improvements and features.

The UK's First Provider Of Online Credit Reports

Launched 24 Years, 35 Million Credit Scores & 8 Million Credit Reports Ago

The UK's First Provider Of Online Credit Reports

Article by Tom Magor

27th August 2021

Is My Address On A Credit Blacklist?

If you’re suddenly declined credit there could be any number of reasons behind the lender’s decision, including a lack of credit history, adverse information on your Credit Report or simply an issue with the affordability of what you want to borrow. If there’s one thing that you can be confident of, it’s that your address isn't on a Credit Blacklist.

Article by Jamie Mackenzie Smith

25th August 2021

Northampton Court CCJ - Why Is It On My Credit Report?

If you’ve been issued with a CCJ, chances are that it could appear on your Credit Report as having come from Northampton County Court Business Centre (CCBC), even if you or the claimant have no ties with Northampton whatsoever.

finding your information

Article by Andrew Brown

25th August 2021

Does Being A Guarantor Affect My Credit Rating?

The term guarantor isn’t usually something that comes up in everyday conversation, until you’re suddenly faced with a pressing need for one, or are asked out of the blue to become one. It’s unlikely you’re reading this without some idea of what a guarantor is, so let’s get straight to the detail of what being a guarantor means.

things that affect your credit rating

Article by Ben Ryland

24th August 2021

Understanding A Default Notice And What To Do When One Arrives

No one wants a default on their Credit Report, but sometimes there’s little you can do to prevent it. Perhaps your household income dropped due to redundancy, you’ve suffered an illness, or an unexpected large expenditure has cropped up. Whatever the reason, in times of hardship financial commitments are often among the first things to be affected.

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Article by Tom Magor

24th August 2021

How Your Phone Contract Affects Your Credit Report

Some people only really consider their Credit Report and the information it contains when they’re about to apply for a traditional form of borrowing, such as a credit card, loan or mortgage. That's why for some it can come as a bit of a surprise to learn that many of the same checks are involved when attempting to take out a mobile phone contract.

finding your information improving your credit score

Article by Jamie Mackenzie Smith

23rd August 2021

How Far Back Can I Get My Credit History?

For your recent payment history information, your Credit Report has everything you need; that’s why it’s given so much importance by lenders whenever you apply for credit. But if you’re looking for information that’s six years old or more, it’s probably not be the best place to start.

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Credit Score & Credit Report Articles

The UK's First Provider Of Online Credit Reports

Launched 24 Years, 35 Million Credit Scores & 8 Million Credit Reports Ago

The UK's First Provider Of Online Credit Reports

Is My Address On A Credit Blacklist?

Northampton Court CCJ - Why Is It On My Credit Report?

Does Being A Guarantor Affect My Credit Rating?

Understanding A Default Notice And What To Do When One Arrives

How Your Phone Contract Affects Your Credit Report

How Far Back Can I Get My Credit History?

Phone on 01872 304050