Friday 13th impacting on financial decisions

Posted by Sophie Regester in Personal Finance on 16 January 2017 - Sophie is a Senior Credit Analyst at checkmyfile.

Following Friday the 13th, it is worth bearing in mind that though for some, such days come and go without much notice, but for others the day and specifically the number may strike fear in their hearts and mean that they make different life choices.

If airlines avoid having a row 13 in case of superstition and bad luck, then who are we to argue? If you can’t sit for a few hours in row 13, imagine living in house 13 and awaiting all sorts of misfortune to coming knocking on your door.

Zoopla have revealed that around a third of homeowners asked in a survey advised that they would be less likely to purchase a property if it were number 13. Zoopla also state that homes numbered 13 typically fetch a lower price, on average approximately £9,000. The price difference is significant all for the sake of a couple of digits, generally speaking purchasing number 1 will cost you the most as the number is considered the most desirable, almost as if you were purchasing a rating or social position rather than just bricks and mortar. Number 100 is apparently the next most desirable and costly, I suppose it is a nice round number which may be appealing for some.

While those with triskaidekaphobia (extreme superstition regarding the number thirteen) may have to pay that bit extra to avoid the unappealing and unlucky 13, those who do not have such qualms may be able to pick up a bargain, and £9,000 is not an amount to be sniffed at. If your tastes lean to the more unconventional you may even revel in the supposedly unlucky or controversial 13, it may even make your house a more popular stop come Halloween.

Around a quarter of those surveyed stated that they would not exchange, complete on or move into a property on a Friday the 13th in case of bad luck. The bad news for these individuals is that there are due to be two Friday the 13ths in 2017 - one down, one to go!

Check Your Multi-Agency Credit Report

30 Day Free Trial

The Advantages & Disadvantages of Store Cards

There are a number of reasons you might take out a store card: whether you’re just waiting in-line at the shop and find out you can save on today’s shopping or they offer the promise of making money in the future, these cards regularly find their way into wallets (or phones via an app). Most big retailers offer their own cards, which allow you to take your purchases home – often with a nice discount applied – without having to part with a penny at the till.

Published on 10 Jul 2018 by Tom Blandford

Full Article

What Happens To Your Credit Report When You Move Country?

Moving from one country to another results in a lot of changes and new things – a new place and culture, new job, new people and in some cases even a new language. However, one thing lots of people do not realise is that you will also be starting afresh when it comes to your Credit Report. Credit Reports and the information they contain are country-specific and do not follow you from one country to another.

Published on 27 Jun 2018 by Kirstie Day

Full Article

What To Do If You’re a Victim of Data Breach

Another day, another high-profile data breach, with the morning news bringing word of another leak of personal information that affects millions of consumers. This time it’s the turn of Dixons Carphone - the company behind PC World, Currys and Carphone Warehouse.

Published on 14 Jun 2018 by Jamie Mackenzie Smith

Full Article

What Does Bongo Know About You?

“What does Bongo know about you?” A slightly off-the-wall question I’ll grant you, but one that you might have been asked at some point in time.

Published on 7 Jun 2018 by Richard Catlin

Full Article

Why Don’t Millennials Take Out Credit?

As a millennial, it can feel like my generation is besieged with criticisms on a daily basis, and not all of them are entirely fair (though lots are). We are frequently told that as a generation we are entitled, we have it so much easier than our elders and arguably, worst of all: we buy too many avocados. While I don’t buy avocados, I do have access to credit, which makes me a minority among my age group.

Published on 16 May 2018 by Beth Jennings

Full Article

Why Is My Loan Balance Wrong On My Credit Report?

One of the single most important pieces of information to appear on your credit file is the information relating to your credit agreements and how you repay them - with this information lenders can see your borrowing history across the last six years and use it to help them decide whether or not to offer you finance.

Published on 7 May 2018 by George Coburn

Full Article

How long do closed accounts appear on my credit report?

Some people believe that as soon as a credit agreement is settled and closed, it will no longer be reported to the UK’s Credit Reference Agencies and therefore will no longer have an influence on future credit applications. However, this is a popular misconception, one that could affect your ability to get credit if not correctly understood.

Published on 2 May 2018 by Tom Magor

Full Article

How to Save Big in the Bank Holiday Sales

Bank holidays may not guarantee a day of sun-soaked fun, but as is British tradition, we’d probably be quite happy barbecuing in the snow if it came to it. But no matter what your plans are, if you want to grab a bargain, you can use the Bank Holiday sales to save some serious money.

Published on 26 Apr 2018 by Kiah Phillips

Full Article

Should I Buy or Finance an Aston Martin Valkyrie?

We’ve all been there. £3 million burning a hole in your pocket and a track-going version of Aston Martin’s latest hypercar sat in front of you. But as a shrewd, savvy business-type, you know that dropping £3m in one go on a 1,100bhp car could be considered a questionable, perhaps even ‘baller’ move. But what about putting it on finance?

Published on 13 Apr 2018 by Jamie Mackenzie Smith

Full Article

How to Build Credit History Without a Credit Card

When it comes to the best way to build up a credit history, conventional wisdom is to take out a credit card and use it for everyday purchases, while paying it off (on time) at the end of every month. There’s plenty to support this advice too, as a credit card allows you to spend as much or as little as your limit will allow, while building a history in a reasonably short amount of time.

Published on 26 Mar 2018 by Jamie Mackenzie Smith

Full Article
keyboard_arrow_left

keyboard_arrow_right

We have loads of great customer reviews