Articles Published by barry stamp

Barry is a Chartered Banker and a Fellow of the Institute of Credit Management. He has a degree in Statistics and Business Economics from the Open University. Barry writes mostly on news from the worlds of banking and mortgages. Barry is Managing Director at checkmyfile.

Dealing with debt collectors

Don’t think for a moment that you’ll never see a debt collector in your lifetime. Even if you have a sparklingly brilliant credit file, you could find yourselves facing a doorstep collector.

Published on 19 Feb 2018 by Barry Stamp

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Update your credit reports when you want

If you subscribe to our Multi Agency Credit Reports you can choose exactly when to update your credit report by using the update button which appears at the top of your browser window when you log into checkmyfile.

Published on 4 Jan 2018 by Barry Stamp

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Blacklists - Ten things you probably didn't know

1. Blacklists are not unlawful. No lender is compelled by law to give credit or to give any reason when declining credit. Each may consult several sources of information before making a decision, including any form of list that may exist. Any list containing personal data is automatically regulated by the Data Protection Act 1998.

Published on 9 Oct 2017 by Barry Stamp

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Eating out, coffees and cheap hotel stays to cost more

Whitbread, one of the UK’s largest brewers, has announced that it is likely to use a combination of price increases, cost savings and productivity improvements to compensate for the increased wages bill it will incur on the implementation of the Living Wage.

Published on 9 Sep 2015 by Barry Stamp

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Greece – holiday money tips

150,000 of us take off to Greece every week at the moment and many will be worried about how they will be affected by the ongoing crisis. As Greece goes into arrears with the IMF and the Greek Government looks to a hurried referendum to get a mandate from the long-suffering Greeks as to whether to stay in the Eurozone, or even to leave the Common Market, the question most asked is what should tourists do about taking holiday money to Greece?

Published on 2 Jul 2015 by Barry Stamp

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Phone calls from credit card fraud departments

The number of nuisance PPI calls, together with the publicity surrounding identity fraudsters phoning and purporting to be your bank, have made it doubly difficult for credit card fraud departments to contact customers when a transaction is suspected of being fraudulent.

Published on 29 Jun 2015 by Barry Stamp

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HSBC to close branches

News that HSBC is to cut 8,000 staff and around 100-120 of its 1057 branches in the UK will always be closely followed by speculation as to which branches will be closed.

Published on 11 Jun 2015 by Barry Stamp

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Data breaches go largely unreported

When was the last time you saw a data breach story in the paper, or on the news? Did you even notice the last National Identity Fraud Week? Chances are, you’ve not seen anything in the media about data security breaches for some time. It’s just not news anymore.

Published on 10 Jun 2015 by Barry Stamp

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Government hopes to net £1.5bn from sale of stake in Royal Mail

As part of continuing efforts to raise money from all available sources to clear the deficit, the Government has announced that it is to sell its remaining 30% stake in Royal Mail

Published on 8 Jun 2015 by Barry Stamp

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UK consumer confidence improves

There are more and more signs of improved consumer confidence and a recovering UK economy.

Published on 4 Jun 2015 by Barry Stamp

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