ARTICLES POSTED IN 'credit reports'

Santa’s Credit Report: The Untold Tragedy

Santa Claus is known world-wide as the merry gift giver, delivering joy wherever he goes. But have you ever stopped to wonder how the man behind the great, white beard manages his money? Just who is the real Santa?

Published on 9 Dec 2019 by Sam Griffin

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Address links: why and how

There’s a lot of talk around Credit Reports and whether the addresses contained within them can have an influence on your Credit Score. Perhaps having too many previous addresses is a bad thing or maybe attempting to have old ones removed is a good idea? Don’t fret because we’ll outline exactly what to expect when it comes to addresses.

Published on 4 Dec 2019 by Neil Greenhill

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Does paying off a judgment help a credit rating

One of the most frequent questions we receive is whether paying off a County Court Judgment (CCJ), or a Decree – its Scottish equivalent – improves a Credit Score. To help answer this, we’ve put together a summary of what CCJs are and what they mean for you.

Published on 21 Nov 2019 by Barry Stamp

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Employment vetting

The haunting memory of the 2008 financial crisis may be over a decade old, but its lessons haven’t been forgotten. Spawning the highest unemployment rates of the century so far, the collapsing economy forced employers to undertake extra measures to protect themselves against a repeat.

Published on 21 Nov 2019 by Barry Stamp

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Which Credit Reference Agency is Best?

Whenever you make an application for credit, you’ll naturally want to do everything you can to improve your chances of being accepted. So, given the vital role that Credit Reference Agencies play in the process, should you try and get the decision based on any particular one? To help answer that question, we take a wider look at how everything works.

Published on 17 Oct 2019 by Sam Griffin

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How often should you check your Credit Report

Your Credit Report is a key component in lots of important life events. What it says about you could make or break a credit application and so it’s vital that you know for yourself what’s being reported.

Published on 2 Jul 2019 by Richard Catlin

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The Advantages of a Multi-Agency Credit Report

These days your Credit Report can be checked for any number of reasons throughout the year, including background checks during job applications, landlord checks and even from insurance or utility providers when you shop around for quotes.

Published on 17 May 2019 by Paul Anderson Riley

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What Lenders Want To See On Your Credit Report

Your Credit Report holds a huge amount of information about you and your past relationship with credit. It’s collated from a wide variety of sources, is always changing and plays a major part in any lending decision - but you shouldn’t be afraid of what it shows.

Published on 2 May 2019 by Sam Griffin

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What Credit Searches Mean

One of the most commonly misunderstood aspects of Credit Reports are the credit Search Footprints left on your report whenever someone accesses your file.

Published on 25 Apr 2019 by Kirstie Day

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How to dispute an account error on your report

Whether you’ve been turned down for credit in the past and have checked your Credit Report to make sure there’s nothing there harming your chances, you’re checking ahead of making an application, or you’re just looking to make sure everything is as it should be, there’s never a good time to find a mistake with the information on your report.

Published on 17 Apr 2019 by Kelly Luff

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